How to Split Payments using Shop Pay (Installments)

Published on 11 January 2023
How to Split Payments using Shop Pay (Installments)
Avatar for Jason Clarke
Jason Clarke

Have you ever been frustrated when you only had enough money for half the items in your cart? If that sounds like something that’s happened to you before, then Shop Pay (installments) might just be your new favorite thing. But how do you split payments using Shop Pay?

To split payments using Shop Pay Installments, add the items you want to purchase into your cart and then choose Shop Pay on the checkout page. Next, choose an installment option and add a debit or credit card to use for payment before verifying your identity and accepting the terms and conditions.

This guide will show you how to split payments using Shop Pay in a few easy steps. Let’s get started!

What do I need before I can use Shop Pay installments?

What country is Shop Pay Installments available for?

The Shopify store needs to be based in the United States to allow use of Shop Pay Installments.

How to buy using Shop Pay Installments

1. Fill your cart with the items you want to buy

The first step is to go to the Shopify store of your choice and add the products to the cart.

Once you have selected the items you need, click on the “Add To Cart” button to add them to your cart.

2. Go to the checkout page & choose Shop Pay

Once you click the “Add To Cart” button, you can follow through to the checkout. To continue with your order:

  1. Click on the “Shop Pay” button.
  2. Select “Pay in Installments”.
  3. Click the “Continue” button to proceed.

What if the “Pay in installments” doesn’t show?

The store does not have Shop Pay Installments enabled. This could be due to them not being based in the US.

3. Select an installment option

On the Shop Pay checkout page, you’ll see various payment options when splitting your order.

Most online stores offer 3 installment options:

  • Weekly: This option allows you to pay for your purchase in weekly installments. It’s suitable for people who can afford to pay in smaller, regular installments.
  • Fortnightly: This option allows you to pay for your purchase in fortnightly installments. It’s suitable for people who don’t have trouble paying weekly but need more time to complete the payment.
  • Monthly: This option allows you to pay for your purchase in monthly installments. This is the best option for people who have trouble paying regularly but want to spread their payments over a more extended period.

Choose the option that best suits your needs and click on the Continue button to proceed to the next step.

4. Choose a debit or credit card to use for payment

Next, you need to choose a debit or credit card that will be used for the payment.

  1. Ensure you review the details carefully before finalizing your purchase.
  2. Once you’ve selected the card, click the Continue button.

5. Verify your identity

In this step, you’ll be prompted to input your personal information:

  • Name
  • Address
  • Email
  • Phone number

Type the information into the required fields and click Continue to validate your identity.

6. Review & accept the terms and conditions

The final step of the purchasing process is to review the terms and conditions and click on the Agree button.

Once you’ve clicked the Agree button, you’ll receive a 6-digit code on your mobile phone. Type the code into the required field and click Submit to complete your purchase!

Conclusion

Splitting payments with Shop Pay is a great way to make your shopping experience more convenient and affordable. With a few clicks, you can quickly pay for your items in installments and enjoy your purchase immediately.

Here’s a recap of the steps you need to take:

  1. Fill your cart with the items you want to buy
  2. Go to the checkout page and choose Shop Pay
  3. Choose an installment option
  4. Select a debit or credit card to use for payment
  5. Verify your identity
  6. Review the terms and conditions and complete your purchase!‚Äč
Avatar for Jason Clarke
Jason Clarke